NEW TradeRail launches live on Nigeria, Kenya, Ghana & South Africa corridors — Read more →
Africa's Cross-Border Trade Infrastructure

The payment rail
Africa's trade deserves.

A unified API for FX, compliance and settlement — built for B2B businesses moving goods across African borders. Powered by USDC and USDT stablecoins.

Get Early Access → See how it works
app.traderail.io/dashboard
Dashboard
New Payment
Transactions
FX Rates
Compliance
API Keys
Volume (30d)
$2.4M
↑ 18% vs last month
Settlements
1,284
↑ 24% vs last month
Avg Speed
19s
↓ 6s faster this week
Recent Transactions
🇳🇬
Lagos Imports Ltd → Nairobi
Today, 09:42 AM
$48,200Settled
🇬🇭
Accra Trade Co → Johannesburg
Today, 08:17 AM
$12,800Settled
🇰🇪
Nairobi Exports → Accra
Today, 07:55 AM
$6,400Processing
NGN/KES0.2847 USDCsettled in 18s
GHS/ZAR0.1423 USDTsettled in 22s
NGN/GHS0.0651 USDCsettled in 14s
KES/TZS23.41 USDTsettled in 29s
ZAR/NGN3.517 USDCsettled in 16s
GHS/KES8.921 USDTsettled in 21s
XOF/NGN0.8234 USDCsettled in 27s
NGN/KES0.2847 USDCsettled in 18s
GHS/ZAR0.1423 USDTsettled in 22s
NGN/GHS0.0651 USDCsettled in 14s
KES/TZS23.41 USDTsettled in 29s
ZAR/NGN3.517 USDCsettled in 16s
GHS/KES8.921 USDTsettled in 21s
XOF/NGN0.8234 USDCsettled in 27s
Trusted by fast-growing B2B businesses across Africa
Kofa.
Tanda.
Frontier.
Copia.
Tradeline.
EquityBank
Jiji.
$1T+
Intra-African trade by 2030
<30s
Average settlement time
0.5%
FX spread vs 3–6% at banks
54
African markets addressable
How it works

One call. All of Africa.

TradeRail abstracts FX quoting, compliance, stablecoin conversion and local currency settlement into a single API integration.

01

Initiate via API

Send a request with source currency, destination, and amount. Get a locked FX quote in milliseconds.

02
🔐

Auto Compliance

KYB, AML screening and trade doc verification fire automatically — no manual ops, no gaps across jurisdictions.

03
🔗

Stablecoin Rail

Funds move via USDC or USDT on-chain. Converted to local currency at the destination at your locked rate.

04
📊

Full Visibility

Real-time tracking, rate lock confirmations and reconciliation — every payment auditable end-to-end.

Platform Features

Everything you need to move money.

Wallets & Payments
Send and receive across borders, simply.

Hold and move money globally with your multi-currency wallets. Store balances in fiat and stablecoins, collect and settle using local rails across 22+ African markets.

Hold and manage funds in local and digital currencies
Collect pay-ins via bank transfer or mobile money
Payout to local accounts or stablecoin wallets on demand
Swap between currencies seamlessly
Explore payments
Live Payment — NGN → KES
1
Payment initiated
$48,200 · NGN → KES · Lagos Imports Ltd
Done
2
FX rate locked
NGN/KES 0.2847 · valid for 60 seconds
Done
3
Compliance cleared
KYB · AML · Trade doc verified
Done
4
Stablecoin settled
USDC bridge · Destination: KES account
In 4s…
FX & Rates
Real rates. Locked prices. No surprises.

Access transparent FX at 0.5% spread — a fraction of the 3–6% charged by banks. Lock your rate at initiation so you know exactly what you're paying before you send.

0.5% FX spread across all corridors
60-second rate locks on initiation
Live rate feeds via API and dashboard
USD, USDC, USDT and 20+ local currencies
View live rates
FX Quote — Live
NGN
Nigerian Naira
KES
Kenyan Shilling
Mid-market rate0.2850
TradeRail rate0.2847 (0.5% spread)
Bank rate (est.)0.2720 (4.5% spread)
Rate locked — expires in 0:47
You save per $100k+$4,000
vs average African bank rate
Compliance
Built-in compliance. Zero manual ops.

KYB, AML screening, and trade finance documentation are fully automated on every payment. We handle the regulatory complexity across all supported jurisdictions.

Automated KYB — onboard businesses in minutes
AML screening on every transaction
Trade doc attachment — invoices, BOLs, customs
Full audit trail per transaction
Learn about compliance
Compliance Check — Running
Business KYB
Lagos Imports Ltd · RC 1092847
Verified
AML Screening
Chainalysis · WorldCheck · OFAC
Cleared
Trade Invoice
INV-2024-8829 · $48,200 · electronics
Attached
Bill of Lading
BOL-441 · Port of Lagos → Mombasa
Verified
⚠️
Beneficial Owner
Additional doc requested
Pending
Trade Corridors

Starting where trade is heaviest.

Launched on Africa's highest-volume B2B corridors. Expanding rapidly to all 54 African Union member states in line with the AfCFTA framework.

54
African markets addressable
via one API integration
🇳🇬Nigeria● Live
NGN → USDC/USDT
→ KES · GHS · ZAR
🇰🇪Kenya● Live
KES → USDC/USDT
→ NGN · TZS · UGX
🇬🇭Ghana● Live
GHS → USDC/USDT
→ NGN · XOF · ZAR
🇿🇦South Africa● Live
ZAR → USDC/USDT
→ NGN · KES · GHS
🇪🇹EthiopiaComing soon
ETB → USDC/USDT
→ KES · DJF · SDG
🇸🇳SenegalComing soon
XOF → USDC/USDT
→ NGN · GHS · MAD
🇪🇬EgyptComing soon
EGP → USDC/USDT
→ NGN · ZAR · KES
🌍+47 MarketsRoadmap
Full AfCFTA coverage
in active development
Why TradeRail

Built for Africa's real trade reality.

We've built the infrastructure that B2B businesses crossing African borders actually need.

Sub-30s Settlement

Traditional correspondent banking takes 3–5 days. TradeRail settles in under 30 seconds using stablecoin rails.

<30s
average settlement time
💱

0.5% FX Spread

Banks charge 3–6%. TradeRail charges 0.5%. On $1M in monthly volume, that's $25–55k saved every month.

0.5%
vs 3–6% at African banks
🔐

Zero Compliance Ops

KYB, AML, and trade doc verification fire automatically on every payment. No manual review bottleneck.

100%
automated compliance checks
🧩

One Integration

FX quoting, compliance, stablecoin settlement and local payout — all in a single API call. No vendor patchwork.

1
API for FX + compliance + settlement
📋

Trade Finance Ready

Attach invoices, bills of lading and customs documents to payments. Full audit trail for all parties.

54+
African markets in roadmap
🌐

AfCFTA Aligned

Designed for the African Continental Free Trade Area — helping businesses unlock the $1T+ intra-African trade opportunity.

$1T+
addressable market by 2030
For Developers

Integrate in hours, not months.

Clear endpoints, predictable webhooks, SDKs for Node.js, Python, and Go. Sandbox ready on sign-up.

🧪

Sandbox on sign-up

Full test environment available the moment you create an account. No approval wait.

🔔

Webhook-driven events

Payment lifecycle events pushed to your endpoint — initiated, cleared, settled, failed.

📦

Node.js · Python · Go SDKs

Official libraries with full type coverage and inline documentation.

🔒

Idempotent & retry-safe

Safe to retry on failure. Every request is deduplicated by idempotency key.

payment.js — TradeRail Node SDK
import TradeRail from '@traderail/node'; // Initialize with your API key const client = new TradeRail({ apiKey: process.env.TR_KEY }); // Initiate a cross-border B2B payment const payment = await client.payments.initiate({ from: { currency: "NGN", amount: 5_000_000 }, to: { currency: "KES", recipientId: "biz_ke_8xT2p" }, rail: "USDC", purpose: "goods_import", tradeDocs: ["inv_8829", "bol_441"], idempotencyKey: "order_9912", });
Response · 200 OK · 287ms
id"pay_01J9X..."
status"initiated"
fxRateNGN/KES 0.2847 (locked 60s)
settleToKES 284,700.00
compliance"auto_cleared"
eta"< 30s"
What they're saying

Trusted by teams who move goods across Africa.

★★★★★

"We were spending 4% on FX and waiting 3 days per payment. TradeRail cut our FX cost by 85% and now our suppliers get paid the same day we release goods."

AK
Amara K.
CFO, Lagos Import Group
★★★★★

"The API integration took our team less than a day. The compliance automation alone saved us from hiring a dedicated compliance officer. Genuinely impressive."

DM
David M.
CTO, Nairobi Trade Platform
★★★★★

"Cross-border payments used to be our biggest operational headache. Now they're just another API call. That's the kind of infrastructure Africa's trade sector needs."

FO
Funke O.
Head of Finance, Accra Trade Co.
Security & Trust

Operate with complete confidence.

Enterprise-grade security and compliance infrastructure protecting every transaction.

🔍

Fraud Monitoring

Real-time fraud detection on every transaction. Unusual activity is flagged and stopped automatically.

🔒

Bank-Grade Security

256-bit encryption, SOC 2 Type II compliant infrastructure, and industry-standard protocols throughout.

🏛️

Regulated Rails

Built on licensed VASP partnerships and regulated local rail networks across all supported markets.

📋

Full Audit Trail

Every payment is fully auditable — FX rate, compliance checks, on-chain settlement hash, and recipient confirmation.

Get Started

Ready to move money
at rail speed?

Join the waitlist. Sandbox API access within 24 hours. Built for fintechs, importers, exporters and any B2B business crossing African borders.

No spam · Sandbox access in 24hrs · Cancel anytime